|
State
|
Insurance Required
|
Minimum Liability Limits*
|
| AL |
Bodily Injury & Property Damage Liability (effective 6/2000) |
20/40/10 |
| AK |
Bodily Injury & Property Damage Liability |
50/100/25 |
| AZ |
Bodily Injury & Property Damage Liability |
15/30/10 |
| AR |
Bodily Injury & Property Damage Liability |
25/50/15 |
| CA |
Bodily Injury & Property Damage Liability |
15/30/5f(m) |
| CO |
Bodily Injury & Property Damage Liability, Personal Injury Protection |
25/50/15 |
| CT |
Bodily Injury & Property Damage Liability, Uninsured Motorist, Underinsured Motorist |
20/40/10 |
| DE |
Bodily Injury & Property Damage Liability, Personal Injury Protection |
15/30/5(j) |
| DC |
Bodily Injury & Property Damage Liability, Uninsured Motorist |
25/50/10 |
| FL |
Property Damage Liability, Personal Injury Protection |
10/20/10 |
| GA |
Bodily Injury & Property Damage Liability |
15/30/10 |
| HI |
Bodily Injury & Property Damage Liability, Personal Injury Protection |
20/40/10 |
| ID |
Bodily Injury & Property Damage Liability |
25/50/15 |
| IL |
Bodily Injury & Property Damage Liability, Uninsured Motorist |
20/40/15 |
| IN |
Bodily Injury & Property Damage Liability |
25/50/10 |
| IA |
Bodily Injury & Property Damage Liability |
20/40/15 |
| KS |
Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist |
25/50/10 |
| KY |
Bodily Injury & Property Damage Liability, Personal Injury Protection |
25/50/10 |
| LA |
Bodily Injury & Property Damage Liability |
10/20/10 |
| ME |
Bodily Injury & Property Damage Liability, Uninsured Motorist, Underinsured Motorist(n) |
50/100/25(k) |
| MD |
Bodily Injury & Property Damage Liability, Personal Injury Protection (may be waived for the policyholder but compulsory for passengers), Uninsured Motorist |
20/40/10 |
| MA |
Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist |
20/40/5 |
| MI |
Bodily Injury & Property Damage Liability, Personal Injury Protection |
20/40/10 |
| MN |
Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist, Underinsured Motorist |
30/60/10 |
| MS |
Financial Responsibility Only |
10/20/5 |
| MO |
Bodily Injury, Property Damage Liability, Uninsured Motorist |
25/50/10 |
| MT |
Bodily Injury & Property Damage Liability 25/50/10MT Bodily Injury & Property Damage Liability |
25/50/10 |
| NE |
Bodily Injury & Property Damage Liability |
25/50/25 |
| NV |
Bodily Injury & Property Damage Liability |
15/30/10 |
| NH |
Financial Responsibility Only, UM |
25/50/25 |
| NJ |
Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist |
15/30/5(1) |
| NM |
Bodily Injury & Property Damage Liability |
25/50/10 |
| NY |
Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist |
25/50/10* (50/100 if the injury results in death) |
| NC |
Bodily Injury & Property Damage Liability |
25/50/15 |
| ND |
Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist |
25/50/25 |
| OH |
Bodily Injury & Property Damage Liability |
12.5/25/7.5 |
| OK |
Bodily Injury & Property Damage Liability |
10/20/10 |
| OR |
Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist |
25/50/10 |
| PA |
Bodily Injury & Property Damage Liability, Medical Payments |
15/30/5 |
| RI |
Bodily Injury & Property Damage Liability, Uninsured Motorist |
25/50/25 |
| SC |
Bodily Injury & Property Damage Liability, Uninsured Motorist |
15/30/10 |
| SD |
Bodily Injury & Property Damage Liability, Uninsured Motorist |
25/50/25 |
| TN |
Financial Responsibility Only |
25/50/10 |
| TX |
Bodily Injury & Property Damage Liability |
20/40/15 |
| UT |
Bodily Injury & Property Damage Liability, Personal Injury Protection |
25/50/15 |
| VT |
Bodily Injury & Property Damage Liability, Uninsured Motorist, Underinsured Motorist |
25/50/10 |
| VA |
Bodily Injury & Property Damage Liability, Uninsured Motorist |
25/50/20 |
| WA |
Bodily Injury & Property Damage Liability |
25/50/10 |
| WV |
Bodily Injury & Property Damage Liability, Uninsured Motorist |
20/40/10 |
| WI |
Financial Responsibility Only, Uninsured Motorist |
25/50/10 |
| WY |
Bodily Injury & Property Damage Liability
|
25/50/20 |
| * The first two figures refer to bodily injury liability limits and the third figure refers to property damage liability. For example, 20/40/10 means coverage up to $40,000 for all persons injured in an accident, subject to a limit of $20,000 for one individual and $10,000 coverage for property damage. |
