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	True. Damage caused by bursting water pipes is covered by homeowners insurance. But your claim could be denied if your house was unoccupied for more than 30 days and left unheated. Even if your claim is paid, you’re still left with the mess. To prevent broken pipes in the future, always: leave the heat on, to at least 55 degrees F. when you’ll be away leave faucets dripping slowly in bitter weather so that water in the lines keeps moving leave under-sink cabinet doors open so that warmer air reaches those pipes, and insulate any exposed pipes with pipe insulation or wrap with electric heat tape.