|
State
|
Insurance
Required
|
Minimum
Liability Limits*
|
|
AL |
Bodily
Injury & Property Damage Liability (effective
6/2000) |
20/40/10 |
| AK |
Bodily
Injury & Property Damage Liability |
50/100/25 |
| AZ
|
Bodily
Injury & Property Damage Liability |
15/30/10 |
| AR |
Bodily
Injury & Property Damage Liability |
25/50/15 |
| CA
|
Bodily
Injury & Property Damage Liability |
15/30/5f(m) |
| CO
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection |
25/50/15 |
| CT
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist, Underinsured Motorist |
20/40/10 |
| DE
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection |
15/30/5(j) |
| DC
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist |
25/50/10 |
| FL
|
Property
Damage Liability, Personal Injury Protection |
10/20/10 |
| GA
|
Bodily
Injury & Property Damage Liability |
15/30/10 |
| HI
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection |
20/40/10 |
| ID
|
Bodily
Injury & Property Damage Liability |
25/50/15 |
| IL
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist |
20/40/15 |
| IN
|
Bodily
Injury & Property Damage Liability |
25/50/10 |
| IA
|
Bodily
Injury & Property Damage Liability |
20/40/15 |
| KS
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection, Uninsured Motorist |
25/50/10 |
| KY
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection |
25/50/10 |
| LA
|
Bodily
Injury & Property Damage Liability |
10/20/10 |
| ME
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist, Underinsured Motorist(n) |
50/100/25(k) |
| MD
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection (may be waived for the policyholder
but compulsory for passengers), Uninsured
Motorist |
20/40/10 |
| MA
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection, Uninsured Motorist |
20/40/5 |
| MI
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection |
20/40/10 |
| MN
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection, Uninsured Motorist, Underinsured
Motorist |
30/60/10 |
| MS
|
Financial
Responsibility Only |
10/20/5 |
| MO
|
Bodily
Injury, Property Damage Liability, Uninsured
Motorist |
25/50/10 |
| MT
|
Bodily
Injury & Property Damage Liability 25/50/10MT
Bodily Injury & Property Damage Liability |
25/50/10 |
| NE
|
Bodily
Injury & Property Damage Liability |
25/50/25 |
| NV
|
Bodily
Injury & Property Damage Liability |
15/30/10 |
| NH
|
Financial
Responsibility Only, UM |
25/50/25 |
| NJ
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection, Uninsured Motorist |
15/30/5(1) |
| NM
|
Bodily
Injury & Property Damage Liability |
25/50/10 |
| NY
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection, Uninsured Motorist |
25/50/10*
(50/100 if the injury results in death) |
| NC
|
Bodily
Injury & Property Damage Liability |
25/50/15 |
| ND
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection, Uninsured Motorist |
25/50/25 |
| OH
|
Bodily
Injury & Property Damage Liability |
12.5/25/7.5 |
| OK
|
Bodily
Injury & Property Damage Liability |
10/20/10 |
| OR
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection, Uninsured Motorist |
25/50/10 |
| PA
|
Bodily
Injury & Property Damage Liability, Medical
Payments |
15/30/5 |
| RI
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist |
25/50/25 |
| SC
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist |
15/30/10 |
| SD
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist |
25/50/25 |
| TN |
Financial
Responsibility Only |
25/50/10 |
| TX
|
Bodily Injury & Property Damage Liability |
20/40/15 |
| UT
|
Bodily
Injury & Property Damage Liability, Personal
Injury Protection |
25/50/15 |
| VT
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist, Underinsured Motorist |
25/50/10 |
| VA |
Bodily
Injury & Property Damage Liability, Uninsured
Motorist |
25/50/20 |
| WA
|
Bodily
Injury & Property Damage Liability |
25/50/10 |
| WV
|
Bodily
Injury & Property Damage Liability, Uninsured
Motorist |
20/40/10 |
| WI
|
Financial
Responsibility Only, Uninsured Motorist |
25/50/10 |
| WY
|
Bodily
Injury & Property Damage Liability
|
25/50/20 |
| *
The first two figures refer to bodily injury
liability limits and the third figure refers
to property damage liability. For example,
20/40/10 means coverage up to $40,000 for
all persons injured in an accident, subject
to a limit of $20,000 for one individual and
$10,000 coverage for property damage. |
