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Calculators

Please note that these calculators provide calculations, not answers and should not be considered a recommendation. They perform calculations based on the information that you provide. While the results are usually accurate we suggest that you consult with an insurance agent, attorney or financial adviser before making any decisions based on the results of this program.

Life Insurance Calculator

  • The purpose of life insurance is to replace your income should you die. It ensures that your family will be able to continue living as it does now. To determine how much life insurance you need, you must determine how much money your family will need in your absence over the course of many years.

  • By answering a few simple questions, our Life Insurance Calculator can help you determine the right amount of life insurance protection for you and your family. While it is quite simple it will assist you in quickly calculating whether you are underinsured. Once you have determined the amount of life insurance protection your family will require you will want to receive a fast and accurate life insurance quote from one of our qualified agents.

Monthly Cash Flow Calculator

  • A cash flow analysis shows your income and expenses and determines whether you are "living within your means" or having to borrow money each month. The Cash Flow Calculator will help you to categorize your monthly income and expenses expenses and will show you whether or not you are spending more than you make.

  • After tracking your expenditures over the course of 30 days you can categorize the money you spend and create a cash flow analysis. Even if you don't feel like tracking every cent you spend for a month, you will find that the calculator has a large number of categories that help you to guesstimate your monthly expenses fairly accurately. It will be useful to collect together your check book and a stack of monthly bills before starting in with this calculator, as they will contain the data you need to fill in all of the different fields.

Net Worth Calculator

  • The purpose of the Net Worth Calculator is to walk you through a list of asset and liability categories to help you to determine your current net worth.

Hidden Expense Calculator

  • Tracking your normal monthly expenditures over a 30 day period is easy to calculate. Many people then use these numbers for planning purposes, and are then surprised when things like property tax bills or automobile insurance pop up unexpectedly. A better way to deal with these "hidden expenses" is to calculate them ahead of time and handle them on a monthly basis just like any other bill. Each month simply set a fixed amount of money aside in a separate account to pay for hidden expenses when they pop up.

  • The Hidden Expense Calculator will help you to discover all of your hidden expenses. Its goal is to try to remind you of all of the different bills that crop up just once or twice a year. The calculator will determine a total amount due for all of these hidden bills and then divide that amount by twelve to give you an accurate monthly set-aside number.

Various Calculators

Investment, mortgage (Who Wants To Be A Millionaire) calculators.
Auto Loan Payment Calculator

 

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